Message from Board of Commissioners in Support of Gov. Polis Statewide Mask Order

Financial Support

Featured Resource

Small Business Stabilization Program: Grants for Small Businesses with under 50 EmployeesThe Adams County Community & Economic Development Department has established the Small Business Stabilization Program (SBSP) to provide local businesses with grants to retain jobs during the COVID-19 pandemic.

The grants for the SBSP are paid for by the Community Development Block Grant (CDBG) program, which is funded by the U.S. Department of Housing and Urban Development (HUD) to improve the physical, economic, and social conditions for low- to moderate-income populations.

According to HUD’s guidance, CDBG funds can be used to assist for-profit businesses to avoid job loss caused by closures related to social distancing. Funding can provide short-term working capital assistance to small businesses to enable retention of jobs and provide organizational stability.   
Visit the link to determine your eligibility. 

Angel Relief Fund for Restaurant and Hospitality Workers: Angel Relief Fund grants through the Colorado Restaurant Association are focused on restaurant and food and beverage service hospitality workers who are diagnosed with coronavirus, have been quarantined under doctor’s care, are unable to receive government assistance, and have been out of work for more than a month.
Arvada Emergency Business Recovery InitiativeThe City of Arvada has created a $2.5 million loan fund to help qualifying businesses stay afloat until funding from the Small Business Administration (through the CARES Act) becomes available. The City will award no-interest loans of up to $10,000.00 from the fund to qualifying small businesses. To qualify, a business must have a physical address within the City of Arvada. Learn more about eligibility requirements and how to apply.
Arvada Microloan Fund: This loan fund is proud to provide access to capital for businesses with their primary locations within the Arvada city limits. Loan amounts may be up to $50,000 through the Colorado Enterprise Fund and Arvada Economic Development Association. Apply online or call 303.860.0242 to request a loan application package.
Aurora Economic Relief Loan and Grant ProgramRestaurant, retail, service or entertainment small businesses and arts-related nonprofits in Aurora are invited to apply for financial assistance from the city of Aurora’s new $1 million Aurora Economic Relief (AER) Loan and Grant Program, in cooperation with CEDS Finance. Depending on the financial need, grants are available up to $5,000 or loans from $5,000 to $50,000 to help businesses retain jobs. Some eligibility requirements: be based in Aurora with a physical location in the city (preferably with a storefront) and have 50 or fewer employees. 
Brighton COVID-19 Relief FundSpecifics on the loan product offered through the Brighton COVID-19 Relief Fund:
  • ​Up to $25,000 loans
  • Up to 6-year term
  • 6 months interest-only payments
  • Deployed to 20-25 small businesses within the Brighton City Limits
CARES Act Chatbot to Help Nonprofits Navigate Relief Programs During COVID-19The Independent Sector has launched a new CARES Act Chatbot to help you quickly and more efficiently answer pressing questions and apply for relief programs. It's updated with the info from the new funding as well. (The chatbot pops up after you click the green logo on the bottom right hand of the screen.) The page also has tips and instructions on how to use the stimulus funds to sustain your nonprofit.
CDBG Grants for Nonprofits and Local Government AgenciesThe CDBG program is funded by the U.S. Department of Housing and Urban Development (HUD) and was created to improve the physical, economic, and social conditions for low- to moderate-income populations. Currently, only designated local governmental agencies, known collectively as the Urban County, are eligible to apply for Adams County CDBG funding. Urban County members include the cities of Brighton, Northglenn, Federal Heights, the Town of Bennett, and unincorporated Adams County.

Eligible projects include:

  • Infrastructure
  •  Public facility improvements
  •  Housing rehabilitation
  •  Public services.

Any project or program funded with CDBG funds must meet specific eligibility criteria per HUD regulations (24 CFR part 570), address local priorities and objectives as outlined in the 2015-2019 Consolidated Plan, and meet a national objective of the program as prescribed by HUD. 

These national objectives include:

  •  Benefit low to moderate-income persons
  •  Prevent or eliminate slum and blight conditions
  •  Address an urgent community need
Colorado Assistance FundGrants from this fund through the El Pomar Foundation will be distributed to 501(c)(3) nonprofit organizations or government entities supporting access to appropriate healthcare and meeting basic human needs such as food access, rent and utilities assistance, and emergency services for individuals and communities impacted by the virus.
Colorado COVID-19 Emergency Hunger Relief FundThis relief fund was created in response to urgent food access and nutritional needs that are emerging in the community as a result of the COVID-19 pandemic. Applications may be submitted by mutual aid groups, community cooperatives, non-profit organizations, membership organizations, for-profit organizations, schools, school districts, local governments, food producers or aggregators, business owners, or a combination of the above. Our goal is to be fast and flexible in this emergency response to community needs. To check if applications are being accepted at this time, and if your organization is eligible, visit this link.
Colorado Enterprise Fund (CEF) Original Small Business LoanHas a bank or credit union turned you down? Are you looking for a loan but aren’t sure where to start? CEF has loans, aka capital, for just about any small business need. From microloans, to step up loans, healthy foods loans, loans for Veterans, an SBA Community Advantage Loan, a line of credit, or even a commercial real estate loan, CEF can help. To determine if a loan through CEF is right for you, answer their five pre-qualification questions at the link provided.  
Coronavirus Emergency Loans Small Business Guide and ChecklistThis PDF provides the information you'll need to know and answers questions you might have about the  Coronavirus Aid, Relief, and Economic Security (CARES) Act that allocated $350 billion to help small businesses keep workers employed during the pandemic.
Coronavirus Tax Relief for Businesses and Tax-Exempt Entities: Learn more about COVID-19 tax relief for businesses and tax-exempt entities by visiting this link.
COVID-19 Relief Funds and Philanthropic Responses: Philanthropy Colorado has compiled a list of relief funds and grant money available to non-profit organizations who are battling the effects of COVID-19. View the list on their website.

COVID-19 Small Business Alternative Funding from Colorado Office of Economic Development and International Trade: This list is designed as a resource for Colorado's small businesses to find access to alternative funding sources beyond EIDL, PPP, and other federal loans and programs. For details on those resources, please visit or Resources on this spreadsheet are sorted by type (deferral, credit card/line of credit, grant, loan, other). You simply scroll down to the type of resource you are looking for.

Denver Small Business Emergency Relief FundA city-wide program that addresses the most immediate needs of the business community. The program prioritizes those industries who are most impacted by the coronavirus pandemic, such as the food industry, nail salons, barbershops, home childcare providers, and retail shops. Providing up to a $7,500 in cash grants to our most vulnerable, this program is designed to assist eligible small businesses that may have had to temporarily close, have difficulty with paying their rent and utilities, or have had to lay off staff. This program is for business owners within the City & County of Denver only.

Please Note: This temporary relief program is intended to be available for a four (4) month period, subject to change. The program is being rolled out in monthly phases with deadline to submit applications being the last day of the month from March through June. Denver Economic Development and Opportunity (DEDO) is overseeing the fund.

Denver Microlending ProgramDenver’s new Microlending Program provides lending capital and support services to small businesses and entrepreneurs who lack access to traditional and conventional capital sources. Our goal is to help create, retain, stabilize, and expand local small businesses. Ideal applicants: 
  • Companies will less than $1 million in gross revenues
  • Challenged with obtaining business financing through financial sources
  • Low- to moderate-income, both as existing or aspiring entrepreneurs
  • Strong links to neighborhood placement/preservation and service in Globeville, Elyria/Swansea, Montbello, East Colfax, Westwood, or Sun Valley
Disaster Loan Assistance for Small Businesses: Apply for an Economic Injury Disaster Loan (EIDL) through the U.S. Small Business Administration website. The SBA works directly with state governors to provide targeted, low-interest loans to small businesses and non-profits that have been severely impacted by the Coronavirus (COVID-19). Working capital loans of up to $2 million can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. Click here for more information on these loans related to COVID-19.
Facebook Small Business Grants Program: Facebook is offering $100 million in cash grants and ad credits for up to 30,000 eligible small businesses. The loans can be used for keeping your workforce going strong, helping with rent costs, connecting with more customers, and covering operational costs. Facebook will begin taking applications in the upcoming weeks. To receive updates regarding when the application will be online, click here and input your email address.
Grants and Low-Interest-Rate Business Loans for Underserved, Small Business OwnersOpportunity Fund, which specializes in money lending to small businesses owned by women, immigrants, and people of color, is collaborating with investors and nonprofits to put together a COVID-19 relief fund that will provide grants and low-interest-rate loans to business owners in need.

John G. Duncan Charitable Trust: To perpetuate the generosity of John G. Duncan by supporting a variety of charitable causes within Colorado through Wells Fargo.

JPMorgan Chase: On March 18, JPMorgan Chase announced a $50 million global philanthropic commitment to address the immediate public health and long-term economic challenges from the COVID-19 global pandemic. Funds will support communities and people hit hardest by this public health crisis through an initial $15 million commitment, including:

  • $5 million to provide immediate healthcare, food, and other humanitarian relief globally.
  • $2 million to existing nonprofit partners around the world that are responding to the COVID-19 crisis in their communities.
  • $8 million to assist small businesses vulnerable to significant economic hardships in the U.S., China, and Europe.
Kiva 0% Interest Business Loans - Now ExpandedKiva is expanding their local business loan program to increase business eligibility and to increase the loan amount available to each business. Learn more on Kiva's blog and apply online.
Mainvest: Main Street InitiativeMainVest, a crowdfunding platform for businesses, announced its new Main Street Initiative: a $2,000, 0% interest, 120-day loan for restaurants or other brick-and-mortars affected by the shutdown, in addition to its normal fundraising offerings. Create an account with Mainvest, and you'll automatically become an applicant for the Main Street Initiative Loan. 
Metro Denver Homeless Initiative - Flex FundAny organization or provider that partners with OneHome, our community’s Coordinated Entry System, or is a member of the Metro Denver Continuum of Care (CoC), can submit a request to MDHI’s Flex Fund on behalf of eligible households experiencing a housing crisis in Metro Denver. Individuals and families experiencing a housing crisis in the seven-county Metro Denver region and who are working with a partnering organization are eligible for Flex Fund financial assistance. Households must be literally homeless or at-risk of becoming homeless. To learn more about eligibility requirements and how to apply, visit their website. (MDHI) would like to support agencies who utilize the Homeless Management Information System (HMIS) in keeping up to date on data entry and ensuring data quality. Applicants may apply for a technology award up to $2,500 for computer hardware to implement HMIS (laptops, scanning equipment, etc.) OR for up to $2,500 for data entry support OR may request direct assistance from MDHI.To view eligibility requirements, and to apply, visit this link. 
Metro Denver Homeless Initiative - Homeless Management Information System (HMIS) Support Request and FundTo support our partners during this time, the Metro Denver Homeless Initiative (MDHI) would like to support agencies who utilize the Homeless Management Information System (HMIS) in keeping up to date on data entry and ensuring data quality. Applicants may apply for a technology award up to $2,500 for computer hardware to implement HMIS (laptops, scanning equipment, etc.) OR for up to $2,500 for data entry support OR may request direct assistance from MDHI.To view eligibility requirements, and to apply, visit this link.
Metro Denver Homeless Initiative - Tech Support Funding: To support our partners during this time, the Metro Denver Homeless Initiative (MDHI) would like to support agencies who are working to house people while navigating office closures, social distancing, and other challenges. Eligible funds include cell phones and chargers for clients, and software to enable remote housing navigation (e.g. Docusign, Adobe Pro, Adobe Acrobat DC, cell phone apps for clients). Available to MDHI members only. To view other eligibility requirements, and to apply, visit this link.
Nonprofit Financial Resources AvailableNonprofit Quarterly has compiled a list of financial resources available to non-profits of all different sizes (based on number of employees). To view this list, visit this link.
Paycheck Protection Program (PPP) Loans The Coronavirus Aid, Relief, and Economic Security (CARES) Act allocated $350 billion in forgivable loans to help small businesses, independent contractors, and nonprofits meet payroll and rent needs. Importantly, these loans may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterward. Businesses can begin applying for the loans on Friday, April 3, which will be given on a first-come, first-served basis. The first step in accessing these forgivable loans is to prepare the materials necessary to apply. That includes confirming your eligibility, gathering the necessary records (payroll, rent, utilities, tax and bank records), and estimating the eligible amount of your forgivable loan. Click here for more resources, including information on SBA Economic Injury Disaster Loans, SBA Express Bridge Loans, Small Business Emergency EIDL Grants, Small Business Debt Relief, and much more. Apply here.
Restaurant Employee Relief FundThrough the Restaurant Employee Relief Fund, grants will be provided to restaurant industry employees who have been adversely impacted by COVID-19 financially, whether through a decrease in wages or loss of employment that results in a lack of resources to pay for essential expenses. Each approved grant is $500, one per person only.

SBA Disaster Assistance: The SBA provides low-interest disaster loans to help businesses and homeowners recover from declared disasters.

  • SBA Debt Relief: The SBA Debt Relief program will provide a reprieve to small businesses as they overcome the challenges created by this health crisis. Under this program: 1) The SBA will also pay the principal and interest of new 7(a) loans issued prior to September 27, 2020. 2) The SBA will pay the principal and interest of current 7(a) loans for a period of six months.
  • SBA Economic Injury Disaster Loan Advance: In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000. This advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid.

SBA Express Bridge LoanThe Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 with less paperwork. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be a term loan or used to bridge the gap while applying for a direct SBA Economic Injury Disaster Loan. If a small business has an urgent need for cash while waiting for decision and disbursement on Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan.


  • Up to $25,000
  • Fast turnaround
  • Will be repaid in full or in part by proceeds from the EIDL loan

Connect with your local SBA District Office to get matched to an Express Bridge Lender | 303.844.3607

SBA Small Business Guidance and Loan ResourcesThe Small Business Administration is offering a hotline for business owners. For immediate assistance, call 303.860.5881. They're offering free, one-hour,  confidential, and one-on-one consulting. To answer your questions and assist you with your EIDL application, call 303.460.1032 and a consultant will get back to you within 24-hours.
Small Business Emergency EIDL GrantsThe CARES Act included $10 billion in funding to provide advance emergency grants of $10,000 to small businesses and nonprofits that also apply for an SBA economic injury disaster loan. These emergency grants will be provided to applicants within three days of applying for the loan.

Thornton Offers Emergency Business Grants, Increased ProgramsThis program provides funds for rent, utilities, personal protection equipment, inventory and more. Grant funding is still available, and businesses that have not yet applied are encouraged to do so. In addition to grant funds, Thornton is providing local businesses with free “We Are Open” banners, COVID safety window decals, face masks, and other programs.

Town of Bennett Stronger Together Business Assistance Program: The Town will offer a variety of assistance options for businesses in Bennett. The specific type of assistance will depend on the needs of the business as well as the benefits created by the proposed project. The program will allocate $15,000 from the current Benefits of Bennett grant program, $5,000 from event reallocation, and a $5,000 cash contribution from IREA and Co-Bank for a total pool of $25,000.

Application Process
If businesses are in the situation where they believe they fit the described "Bennett Stronger Together” program goals or will need financial assistance, we ask they submit an email with the following information to

  1. Give a brief description of the business's product or service.
  2. Explain the impact COVID-19 has had on your business.
  3. Is your business currently open or closed?
  4. Explain how payment assistance or rebates will benefit your business and our local economy.
  5. What is your strategic business plan for the next 90 days? (i.e., reduction of staff, hiring unemployed workforce, adjustment of operating hours, etc.)

The "Bennett Stronger Together” program is subject to available funding. Support is determined on a first-come, first-served basis. Final approval for assistance or rebate up to the funding availability will be by the Deputy Town Administrator, based on recommendations from staff and the Bennett Business Advisory Committee.

WeFunder - Investment Crowdfunding for Businesses: WeFunder, an investment crowdfunding platform, launched a Coronavirus Crisis program enabling small businesses to crowdfund $20,000 to $1 million from supporters.