Financial Support

Featured Resources

Adams County Small Business Stabilization Program: Grants for Small Businesses with under 50 EmployeesThe Adams County Community & Economic Development Department has established the Small Business Stabilization Program (SBSP) to provide local businesses with grants to retain jobs during the COVID-19 pandemic.

The grants for the SBSP are paid for by the Community Development Block Grant (CDBG) program, which is funded by the U.S. Department of Housing and Urban Development (HUD) to improve the physical, economic, and social conditions for low- to moderate-income populations.

According to HUD’s guidance, CDBG funds can be used to assist for-profit businesses to avoid job loss caused by closures related to social distancing. Funding can provide short-term working capital assistance to small businesses to enable retention of jobs and provide organizational stability.   
Visit the link to determine your eligibility. 

Colorado CLIMBER Loan Fund: During the next two years the CLIMBER Loan Fund program will seek to distribute $250,000 million in working capital loans to businesses of 5 to 99 employees that were doing well before the coronavirus pandemic hit. The CLIMBER program will begin to launch their first tranche near the end of January 2021 and will continue to offer additional lending options throughout the month of February 2021.
Colorado Energize Gap Fund: The Energize Colorado Gap Fund will provide more than $31M in small business loans and grants to boost small business enterprises that are the economic engines throughout the state. Sole proprietors, businesses and nonprofits with less than 25 full-time employees can apply for up to a $15,000 grant and a $20,000 loan for a possible combined total of $35,000 in financial assistance.

Small Business Relief ProgramDuring the recent Colorado General Assembly Special Session, Senate Bill 20B-001 was passed establishing a Small Business Relief Program, valued at $37 million. Local governments may apply for program funds to be allocated based on population. As part of Adams County’s ongoing COVID-19 emergency response and recovery strategy, the county will be applying for, administering, and distributing a portion of these funds to the Adams County business community. The county’s Small Business Relief Program offers a one-time award in amounts of $3,500, $5,000, $7,000 per business applicant based on company annual income. 

Angel Relief Fund for Restaurant and Hospitality WorkersAngel Relief Fund grants through the Colorado Restaurant Association are focused on restaurant and food and beverage service hospitality workers who are diagnosed with coronavirus, have been quarantined under doctor’s care, are unable to receive government assistance, and have been out of work for more than a month. 
Arvada AEDA COVID-19 Loan Program in Partnership with Colorado Enterprise FundThe program offers up to $25,000 for Arvada businesses to cover short-term working capital needs and serve as a bridge loan to other debt products as credit becomes available elsewhere and the credit market stabilizes.
Arvada Emergency Business Recovery InitiativeThe City of Arvada has created a $2.5 million loan fund to help qualifying businesses stay afloat until funding from the Small Business Administration (through the CARES Act) becomes available. The City will award no-interest loans of up to $10,000.00 from the fund to qualifying small businesses. To qualify, a business must have a physical address within the City of Arvada. Learn more about eligibility requirements and how to apply.
Arvada Microloan Fund: This loan fund is proud to provide access to capital for businesses with their primary locations within the Arvada city limits. Loan amounts may be up to $50,000 through the Colorado Enterprise Fund and Arvada Economic Development Association. Apply online or call 303.860.0242 to request a loan application package.
Brighton COVID-19 Relief FundSpecifics on the loan product offered through the Brighton COVID-19 Relief Fund:
  • ​Up to $25,000 loans
  • Up to 6-year term
  • 6 months interest-only payments
  • Deployed to 20-25 small businesses within the Brighton City Limits
CARES Act Chatbot to Help Nonprofits Navigate Relief Programs During COVID-19: The Independent Sector has launched a new CARES Act Chatbot to help you quickly and more efficiently answer pressing questions and apply for relief programs. It's updated with the info from the new funding as well. (The chatbot pops up after you click the green logo on the bottom right hand of the screen.) The page also has tips and instructions on how to use the stimulus funds to sustain your nonprofit.
CDBG Grants for Nonprofits and Local Government Agencies: The CDBG program is funded by the U.S. Department of Housing and Urban Development (HUD) and was created to improve the physical, economic, and social conditions for low- to moderate-income populations. Currently, only designated local governmental agencies, known collectively as the Urban County, are eligible to apply for Adams County CDBG funding. Urban County members include the cities of Brighton, Northglenn, Federal Heights, the Town of Bennett, and unincorporated Adams County.

Eligible projects include:

  • Infrastructure
  •  Public facility improvements
  •  Housing rehabilitation
  •  Public services.

Any project or program funded with CDBG funds must meet specific eligibility criteria per HUD regulations (24 CFR part 570), address local priorities and objectives as outlined in the 2015-2019 Consolidated Plan, and meet a national objective of the program as prescribed by HUD. 

These national objectives include:

  •  Benefit low to moderate-income persons
  •  Prevent or eliminate slum and blight conditions
  •  Address an urgent community need
Colorado Assistance FundGrants from this fund through the El Pomar Foundation will be distributed to 501(c)(3) nonprofit organizations or government entities supporting access to appropriate healthcare and meeting basic human needs such as food access, rent and utilities assistance, and emergency services for individuals and communities impacted by the virus.
Colorado COVID-19 Emergency Hunger Relief FundThis relief fund was created in response to urgent food access and nutritional needs that are emerging in the community as a result of the COVID-19 pandemic. Applications may be submitted by mutual aid groups, community cooperatives, non-profit organizations, membership organizations, for-profit organizations, schools, school districts, local governments, food producers or aggregators, business owners, or a combination of the above. Our goal is to be fast and flexible in this emergency response to community needs. To check if applications are being accepted at this time, and if your organization is eligible, visit this link.
Colorado Enterprise Fund (CEF) Original Small Business Loan: Has a bank or credit union turned you down? Are you looking for a loan but aren’t sure where to start? CEF has loans, aka capital, for just about any small business need. From microloans, to step up loans, healthy foods loans, loans for Veterans, an SBA Community Advantage Loan, a line of credit, or even a commercial real estate loan, CEF can help. To determine if a loan through CEF is right for you, answer their five pre-qualification questions at the link provided.  
Commerce City C3 Community Assistance COVID-19 Business Support and Recovery Grants Program: This grant provides funding to small businesses that are experiencing a financial hardship due to the COVID-19 pandemic. Through this funding opportunity provided by the City of Commerce City, eligible businesses may receive a grant of up to $5,000; eligible restaurants for up to $15,000.
Commerce City Adams County Mini-Grants Program Administered by the Commerce City Chamber of Commerce: Commerce City businesses with 50 or fewer employees are eligible for the Adams County mini-grants program. Three mini-grants are offered for business operations ($2,500), technology upgrades ($1,000) and/or compliance issues ($1,000). If eligible, small businesses can apply for all three available grants. This program is administered by the Commerce City Chamber of Commerce.
Commerce City Small Business COVID-19 Relief LoanCOVID Relief Loans with a maximum loan amount of $25,000 to businesses that were existing and generating revenue pre-COVID-19.
Coronavirus Tax Relief for Businesses and Tax-Exempt Entities: Learn more about COVID-19 tax relief for businesses and tax-exempt entities by visiting this link.
COVID-19 Relief Funds and Philanthropic ResponsesPhilanthropy Colorado has compiled a list of relief funds and grant money available to non-profit organizations who are battling the effects of COVID-19. View the list on their website.

COVID-19 Small Business Alternative Funding from Colorado Office of Economic Development and International Trade: This list is designed as a resource for Colorado's small businesses to find access to alternative funding sources beyond EIDL, PPP, and other federal loans and programs. For details on those resources, please visit or Resources on this spreadsheet are sorted by type (deferral, credit card/line of credit, grant, loan, other). You simply scroll down to the type of resource you are looking for.

Denver Small Business Emergency Relief Fund: A city-wide program that addresses the most immediate needs of the business community. The program prioritizes those industries who are most impacted by the coronavirus pandemic, such as the food industry, nail salons, barbershops, home childcare providers, and retail shops. Providing up to a $7,500 in cash grants to our most vulnerable, this program is designed to assist eligible small businesses that may have had to temporarily close, have difficulty with paying their rent and utilities, or have had to lay off staff. This program is for business owners within the City & County of Denver only.

Please Note: This temporary relief program is intended to be available for a four (4) month period, subject to change. The program is being rolled out in monthly phases with deadline to submit applications being the last day of the month from March through June. Denver Economic Development and Opportunity (DEDO) is overseeing the fund.

Denver Microlending ProgramDenver’s new Microlending Program provides lending capital and support services to small businesses and entrepreneurs who lack access to traditional and conventional capital sources. Our goal is to help create, retain, stabilize, and expand local small businesses. Ideal applicants: 
  • Companies will less than $1 million in gross revenues
  • Challenged with obtaining business financing through financial sources
  • Low- to moderate-income, both as existing or aspiring entrepreneurs
  • Strong links to neighborhood placement/preservation and service in Globeville, Elyria/Swansea, Montbello, East Colfax, Westwood, or Sun Valley
Disaster Loan Assistance for Small Businesses: Apply for an Economic Injury Disaster Loan (EIDL) through the U.S. Small Business Administration website. The SBA works directly with state governors to provide targeted, low-interest loans to small businesses and non-profits that have been severely impacted by the Coronavirus (COVID-19). Working capital loans of up to $2 million can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. Click here for more information on these loans related to COVID-19.
Grants and Low-Interest-Rate Business Loans for Underserved, Small Business Owners: Opportunity Fund, which specializes in money lending to small businesses owned by women, immigrants, and people of color, is collaborating with investors and nonprofits to put together a COVID-19 relief fund that will provide grants and low-interest-rate loans to business owners in need.
Kiva 0% Interest Business Loans - Now ExpandedKiva is expanding their local business loan program to increase business eligibility and to increase the loan amount available to each business. Learn more on Kiva's blog and apply online.
Mainvest: Main Street InitiativeMainVest, a crowdfunding platform for businesses, announced its new Main Street Initiative: a $2,000, 0% interest, 120-day loan for restaurants or other brick-and-mortars affected by the shutdown, in addition to its normal fundraising offerings. Create an account with Mainvest, and you'll automatically become an applicant for the Main Street Initiative Loan. 
Metro Denver Homeless Initiative - Flex FundAny organization or provider that partners with OneHome, our community’s Coordinated Entry System, or is a member of the Metro Denver Continuum of Care (CoC), can submit a request to MDHI’s Flex Fund on behalf of eligible households experiencing a housing crisis in Metro Denver. Individuals and families experiencing a housing crisis in the seven-county Metro Denver region and who are working with a partnering organization are eligible for Flex Fund financial assistance. Households must be literally homeless or at-risk of becoming homeless. To learn more about eligibility requirements and how to apply, visit their website. (MDHI) would like to support agencies who utilize the Homeless Management Information System (HMIS) in keeping up to date on data entry and ensuring data quality. Applicants may apply for a technology award up to $2,500 for computer hardware to implement HMIS (laptops, scanning equipment, etc.) OR for up to $2,500 for data entry support OR may request direct assistance from MDHI.To view eligibility requirements, and to apply, visit this link
Northglenn Business is Back Recovery Grant: The BIB Recovery Grant funds are to be used exclusively for COVID-19 related reimbursable expenses incurred from March 15, 2020 through October 30, 2020. Types of eligible expenses: COVID-19-related Personal Protective Equipment (PPE), COVID-19-related business equipment and operational supplies, COVID-19-related workspace and physical space modifications. Maximum grant amount is $5,000 per business.
Paycheck Protection Program (PPP) Loans: The Coronavirus Aid, Relief, and Economic Security (CARES) Act allocated $350 billion in forgivable loans to help small businesses, independent contractors, and nonprofits meet payroll and rent needs. Importantly, these loans may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterward. Businesses can begin applying for the loans on Friday, April 3, which will be given on a first-come, first-served basis. The first step in accessing these forgivable loans is to prepare the materials necessary to apply. That includes confirming your eligibility, gathering the necessary records (payroll, rent, utilities, tax and bank records), and estimating the eligible amount of your forgivable loan. Click here for more resources, including information on SBA Economic Injury Disaster Loans, SBA Express Bridge Loans, Small Business Emergency EIDL Grants, Small Business Debt Relief, and much more. Apply here.
Restaurant Grant ProgramWe are raising funds to distribute grants to eligible restaurants towards designing and building their outdoor winter dining spaces. Funds can be used toward design, construction, applicable fees and supplies (ex: permit fees, tents, heaters). Grants will be distributed through the Colorado Restaurant Foundation*, a 501c3 non-profit that serves as the philanthropic arm of the Colorado Restaurant Association.

SBA Disaster Assistance: The SBA provides low-interest disaster loans to help businesses and homeowners recover from declared disasters.

  • SBA Debt Relief: The SBA Debt Relief program will provide a reprieve to small businesses as they overcome the challenges created by this health crisis. Under this program: 1) The SBA will also pay the principal and interest of new 7(a) loans issued prior to September 27, 2020. 2) The SBA will pay the principal and interest of current 7(a) loans for a period of six months.
  • SBA Economic Injury Disaster Loan Advance: In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000. This advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid.

SBA Express Bridge Loan: The Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 with less paperwork. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be a term loan or used to bridge the gap while applying for a direct SBA Economic Injury Disaster Loan. If a small business has an urgent need for cash while waiting for decision and disbursement on Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan.


  • Up to $25,000
  • Fast turnaround
  • Will be repaid in full or in part by proceeds from the EIDL loan

Connect with your local SBA District Office to get matched to an Express Bridge Lender | 303.844.3607

SBA Small Business Guidance and Loan Resources: The Small Business Administration is offering a hotline for business owners. For immediate assistance, call 303.860.5881. They're offering free, one-hour,  confidential, and one-on-one consulting. To answer your questions and assist you with your EIDL application, call 303.460.1032 and a consultant will get back to you within 24-hours.
Small Business Emergency EIDL Grants: The CARES Act included $10 billion in funding to provide advance emergency grants of $10,000 to small businesses and nonprofits that also apply for an SBA economic injury disaster loan. These emergency grants will be provided to applicants within three days of applying for the loan.
Thornton CARES Home Based Business Grant: (COVID-19) To assist home based businesses impacted by the COVID-19 crisis. The program is administered by the Thornton Economic Development Office and applications are reviewed by a staff committee. Maximum grant of $5,000.
Thornton CARES Business Grant: Thornton commercial businesses with 500 employees or less with 25% revenue loss or more as a result of COVID-19 (Excludes nonprofits, home-based businesses, religious institutions, residential living facilities). Maximum grant of $20,000.
Thornton CARES (COVID-19) 'Keeping Thornton Safe' Grant: This grant is to help offset the cost of providing necessary personal protective equipment (PPE) and other safety-related supplies during the COVID-19 pandemic. These funds are in addition to any other COVID-19 grant funding received from the city of Thornton. (Includes nonprofits, home-based businesses, religious institutions, residential living facilities). The maximum grant is $5,000.

Thornton Offers Emergency Business Grants, Increased Programs: This program provides funds for rent, utilities, personal protection equipment, inventory and more. Grant funding is still available, and businesses that have not yet applied are encouraged to do so. In addition to grant funds, Thornton is providing local businesses with free “We Are Open” banners, COVID safety window decals, face masks, and other programs.

Thornton Regional Retail and Entertainment Emergency Business GrantLarge/National Corporations and chains with locations in Thornton with 25% revenue loss or more as a result of COVID-19, Maximum grant of $10,000.
Town of Bennett Stronger Together Business Assistance Program: The Town will offer a variety of assistance options for businesses in Bennett. The specific type of assistance will depend on the needs of the business as well as the benefits created by the proposed project. The program will allocate $15,000 from the current Benefits of Bennett grant program, $5,000 from event reallocation, and a $5,000 cash contribution from IREA and Co-Bank for a total pool of $25,000.

Application Process
If businesses are in the situation where they believe they fit the described "Bennett Stronger Together” program goals or will need financial assistance, we ask they submit an email with the following information to

  1. Give a brief description of the business's product or service.
  2. Explain the impact COVID-19 has had on your business.
  3. Is your business currently open or closed?
  4. Explain how payment assistance or rebates will benefit your business and our local economy.
  5. What is your strategic business plan for the next 90 days? (i.e., reduction of staff, hiring unemployed workforce, adjustment of operating hours, etc.)

The "Bennett Stronger Together” program is subject to available funding. Support is determined on a first-come, first-served basis. Final approval for assistance or rebate up to the funding availability will be by the Deputy Town Administrator, based on recommendations from staff and the Bennett Business Advisory Committee.

WeFunder - Investment Crowdfunding for Businesses: WeFunder, an investment crowdfunding platform, launched a Coronavirus Crisis program enabling small businesses to crowdfund $20,000 to $1 million from supporters.

Westminster WestyRISE Winter Business Assistance GrantWinter is coming, and businesses need to be prepared. The COVID-19 pandemic has created a state of economic emergency for Westminster’s businesses. Due to the impacts from the various public health orders that began earlier this year, nearly all businesses are currently facing economic losses and are in need of immediate assistance in order to:

  • 1) Satisfy rent and mortgage obligations
  • 2) Offset increased operating costs from the purchase of personal protective equipment (PPE) needed to operate safely
  • 3) Allow restaurants and bars to provide outdoor seating and heating in order to promote social distancing through the fall and winter months